Property Title Search Report Services

Comprehensive Ownership History:

• Traces the property’s ownership history, documenting transfers from the original owner to the current seller.
• Ensures that each transfer is legally valid and free from any disputes.

Encumbrance Check:

• Verifies if the property is free from mortgages, liens, or other claims that might affect ownership.
• Assesses the presence of any pending charges or unresolved issues impacting the property's clear title status.

Certified Preparation by Expert Advocates:

• Prepared by professional advocates who thoroughly examine registry documents and validate the property's status.
• Advocates issue a title certificate after an exhaustive review of relevant records from the registrar’s office.

Critical for Loan Approvals:

• A crucial part of obtaining a housing loan, helping banks and financial institutions verify property titles before approving loans.
• Ensures the lending process is smooth and secure by confirming the property's marketability.

Detailed Investigation and Reporting:

• Provides a meticulous examination of property documents for up to the past 30 years, depending on client needs.
• Includes site visits and extensive reviews of public records, court filings, and other relevant documentation.

Mandatory for Legal Transactions:

• As required by law, a copy of the search report is annexed to the ‘agreement to sell’, confirming the property's clear title and highlighting any legal discrepancies or claims.

Support in Banking and Financial Sector:

• Assists banks in processing loans by assuring that the property in question is not under any encumbrance.
• Critical for enabling housing loans as banks avoid financing properties with disputed titles.

Risk Mitigation for Buyers and Sellers:

• Acts as a security measure for buyers, providing confidence that the property is free from legal complications and marketable.
• Protects sellers by demonstrating clear ownership and transferring clean properties to buyers.